Vinhomes Pearl Bay

The current sales policy (effective 20/09/2026) does not apply to foreign organisations or individuals, and these are landed properties, which foreign individuals generally cannot own in Vietnam. Contact Happy Land to discuss compliant alternatives such as other Vinhomes projects with foreign quotas.

870 low-rise products: 430 gated homes in Ngoc Trai (townhouses and villas), 337 tourism-service shophouses and 103 trade-service shops in Lam Ngoc and Ruby, plus 28 boutique hotels and about 30 limited beachfront villas.

Homes in Ngoc Trai belong to a residential project on residential land. Commercial shophouses in Lam Ngoc and Ruby receive unit-by-unit pink books on trade-service land with a 50-year term (renewable) under the 2023 Land Law; the provincial certificate was issued on 31/07/2024.

Under the policy effective 20/09/2026 (HĐMB V08 · HĐCN V12), trade-service shops in list PL03 carry a rental commitment of 7% per year of the property value for 36 months. The commitment is given by the transferring investor, not by the developer; it is an obligation that depends on that party's financial capacity, not guaranteed income. Terms are set by the developer and may change — ask Happy Land for the current list.

Under the policy effective 20/09/2026 (HĐMB V08 · HĐCN V12): early-payment discount equivalent to 11% per year, based on the number of days paid ahead of schedule (no loan); loans of up to 70% with two interest-support options — Option 1, a fixed rate paid by the buyer of 3.0 / 4.5 / 6.0 / 7.5 / 8.5 / 9.0% per year for 18 / 24 / 30 / 36 / 48 / 60 months, or Option 2, 0% interest for 18 / 24 / 30 / 36 months with a price 3.5 / 8.0 / 13.5 / 19.5% above the base price. The deposit is VND 300 million per unit, and the developer pays 9.5% per year on the 5% guarantee deposit. A Vinhomes voucher can cover up to 30% of the price for new contracts signed until 31/12/2026. VinClub members receive tier-based benefits (homes 0.5–0.9%, shops 1.0–1.7%) with no channel restriction stated in the policy; only the 33rd-anniversary programme is restricted to the VinClub channel and is not available through agents. The earlier flat 9% discount, gold gifts, VinFast car gift and 5-year free service are no longer applicable from 1 Oct 2026.

Under the standard schedule of the sales policy effective 20/09/2026: for homes (HĐMB V08), a VND 300 million deposit per unit; 10% (including the deposit) on signing the HĐMB plus a 5% guarantee deposit; then 15%, 20% and 25% at D+15, D+60 and D+90 days; 25% at handover; and the final 5% when the pink book is issued (deducted from the guarantee deposit). For shops (HĐCN V12): 15% at T+15 days, then 15% at each of T+30, T+75, T+135 and T+195 days, and 25% at handover. Buyers taking a loan follow a separate schedule depending on the interest-support option.